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Quarter-wise returns for lenders are as follows
Lenders on Lendbox enjoy healthy returns on their portfolio in P2P loans through us.
After doing rigorous checks on social, professional, financial and behavioral of the borrowrs, the accepted borrowers
are listed on the platform with risk rating as defined below:
A1 - A2
Very Low
A3 - B1
Low
B2 - B3
Moderate
C1 - C2
High
C3 - D1
Very High
D2 - D3
Extremely High
Lendbox gives consumer loans to salaried and self-employed professional and funds are majorly
used for personal purpose. Percentage split of various Loan Purpose is as follows:
(As on Sept' 2024)
Metric | Value |
---|---|
GNPA** | 5.34% |
** GNPA- Gross Non-performing Assets for NBFC-P2Ps represents the total defaulting loans prior to any recovery efforts, write-offs and provisions.