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RBI Registered NBFC P2P Platform

Portfolio Performance for Lendbox Loans

Average Return (%)

Quarter-wise returns for lenders are as follows

Lenders on Lendbox enjoy healthy returns on their portfolio in P2P loans through us.

Risk level in our platform

After doing rigorous checks on social, professional, financial and behavioral of the borrowrs, the accepted borrowers

are listed on the platform with risk rating as defined below:

A1 - A2

Very Low

A3 - B1

Low

B2 - B3

Moderate

C1 - C2

High

C3 - D1

Very High

D2 - D3

Extremely High

Loan Purpose

Lendbox gives consumer loans to salaried and self-employed professional and funds are majorly

used for personal purpose. Percentage split of various Loan Purpose is as follows:

Gross NPA percentage

(As on Sept' 2024)

Metric Value
GNPA** 5.34%

** GNPA- Gross Non-performing Assets for NBFC-P2Ps represents the total defaulting loans prior to any recovery efforts, write-offs and provisions.

Portfolio performance as per age