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Apply for personal loan in Chennai online at lowest interest rates

Register and submit documents online. Interest rates starting from 11.49%. No registration fees.

Get quick personal loan online in Chennai with Lendbox. Avail loan ranging between 5000 to 5,00,000 easily with a hassle-free and paperless process of peer to peer lending. Apply now!

Instant Personal Loan up to ₹5,00,000
Loan tenure up to 36 Months
Instant Approval
No Collateral Required

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personal-loans-in-Chennai

How Does It Work?

Getting a personal loan in Chennai from Lendbox is simple, fast and 100% transparent.

1. Register on our platform

2. Provide basic KYC details as per RBI guidelines

3. Submit your income documents and bank statement for the last 4 months

4. Credit Assessment

5. Quick Disbursement

6. Pay EMI through our automated mechanism

Apply for a personal loan in Chennai with Lendbox for the most transparent, hassle free, fast and affordable service. Low interest rate , quick approval and completely online process from applying to disbursement. Registrations are free for a limited time, Apply now or learn more below.

Chennai is a bustling metropolitan city in India and has a thriving economy. It's also one of the largest technical centers of the world. The city is the third biggest contributor to the Indian GDP and is the home to several large-scale national and international companies. The numbers are likely to grow as it has been ranked by The Economist among the top 120 cities in the world in the 2025 City Competitive Index.

Chennai has a largely diverse cosmopolitan economy. Software, automobiles, financial services, healthcare, and hardware manufacturing are some of the leading industries. The southern metropolis has a thriving financial services market and people take personal loan to serve their wants.

A Personal Loan Can Be Used For Multiple Financial Needs. Such as:

Debt consolidation
Paying off credit card dues
Financing home improvements and/or remodelling
Paying for marriage expenses
Paying for higher educationmily member
Paying off medical bills
Buying a car
Funding a vacation

Why You Should Get A Personal Loan From Lendbox

The capital of Tamil Nadu employs a prosperous young workforce in its industrial sectors. Salaries are often the best in segment and the personal loan market is showing exponential growth over the last few years and traditional financial institutions are not sufficient enough to serve everyone.

Banks reject thousands of applications because of their centuries old credit assessment process while Lendbox is a much more reformed system and relies on big data analytics and looks deeper than just credit or CIBIL rating.

Peer to peer lending is an emerging personal loan service in Chennai as well as the rest of the country. Peer-to-peer (P2P) lending is carried out on the Internet where you can avail a loan directly from the lenders with no agents or brokers in between. Thus, the interest rates too are much lower than the traditional lending platforms. There's minimum paperwork involved and loan are almost sanctioned instantly. You are also not geographically limited and can get a loan from anyone anywhere in India or beyond.

Eligibility Criteria:

Applicant should be a resident of India
He/should be above 21 years of age
Should have a valid identity proof
Must have an operational bank account

Documents Required

Some of the commonly required documents to avail a personal loan for salaried individuals are as follows.

Photographs	Yes
Identity Proof (any one of the following)	PAN Card, Adhaar Card, Voter ID, Passport
Date of Birth Proof (any one of the following)	PAN Card, Passport
Signature Proof (any one of the following)	PAN Card, Signature verification from your bank, Passport
Address Proof (any one of the following)	Passport, Bank Statement, Voter ID
Contact Proof (any one of the following)	Post paid Mobile Bill (last month), Post paid Landline Bill (last month)
Bank Statements	Last 4 Months
Proof of Income	Last year's Business/Personal ITR or Income Declaration

Documents required for self-employed applicants:

Photographs	2
Identity Proof (any one of the following)	PAN Card, Adhaar Card, Voter ID, Passport
Proof of office address (any one of the following)	Maintenance bill/utility bill
Office ownership proof (any one of the following)	Electricity bills/maintenance bills/property documents
Income proof(any one of the following)	Income Tax returns for last two years/profit & loss account, balance sheet and auditors report
Proof of existence (any one of the following)	Company registration certificate/Tax registration certificate
Bank Statements	Latest current and savings account copy for a year
Existing EMIs	Sanction letter/payment record

Use the button below to apply for a personal loan

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Apply for personal loan in Chennai online at lowest interest rates

Register and submit documents online. Interest rates starting from 11.49%. No registration fees.

Instant Personal Loan up to ₹5,00,000

Loan tenure up to 36 Months

Instant Approval

No Collateral Required